8 guides
Buying guides for Sofia
The process, the costs, the construction types and the tax — written for buyers who do not read Bulgarian and are not being paid a commission.
Buying property in Bulgaria as a foreigner
Bulgaria is one of the most open property markets in the EU. Here is exactly what you may buy, what you need, and where foreign buyers actually get caught out.
What it costs to buy — and to own — in Sofia
The asking price is about 95% of what you pay. Here is the other 5%, item by item, with the annual bills that follow.
Mortgages in Bulgaria: what banks actually lend
Bulgarian mortgage rates have been among the lowest in the EU for several years. The catch is not the rate — it is the loan-to-value and the paperwork if you are not resident.
New-build or resale? The honest comparison
A new Sofia apartment is rarely ready to live in on completion, and a resale flat is rarely as tired as the photographs suggest. The decision turns on four numbers.
The buying process, step by step
Bulgarian conveyancing is fast and notary-led. Knowing the sequence — and where your leverage sits — is most of the battle.
Rental yields in Sofia, after costs
Gross yield is a marketing number. Here is how it turns into what lands in your account, and which Sofia neighbourhoods do best on the net figure.
Panel, brick or monolithic?
Construction type explains more of the price difference between two Sofia flats than almost anything except location. Here is what each one actually means.
What a metro station is worth in Sofia
Of everything that can be measured about a Sofia address, metro distance is the variable that shows up most clearly in both price and rent.
Want a shortlist for Sofia?
Tell us the budget and the size, and we will come back by email with what is actually available in the neighbourhoods that fit — including the listings that never make it onto the English-language portals.