Apartment in Sofia
Buying guide

Rental yields in Sofia, after costs

Gross yield is a marketing number. Here is how it turns into what lands in your account, and which Sofia neighbourhoods do best on the net figure.

The headline range

Sofia long-let apartments generally produce 4–6% gross. The pattern is consistent: the most expensive central neighbourhoods sit at the bottom of that range because prices have risen faster than rents, while well-connected mid-priced neighbourhoods — the ones with a metro station and a full set of schools and shops — sit at the top.

From gross to net

Worked example: a €180,000 two-bedroom flat let at €800 a month
LineAnnualNote
Gross rent€9,6005.3% gross yield
Void (3 weeks)−€460Assumes one changeover a year
Management (8–10%)−€860Skip if you self-manage and live locally
Maintenance & repairs−€500Higher in older blocks
Building fund, tax, waste−€380Landlord's share
Insurance−€110
Income tax (effective 9%)−€78010% on 90% of gross
Net€6,5103.6% net on price

Add the 4–5.5% acquisition costs and the first-year return is lower still. Yield investors in Sofia are, in practice, buying a modest income stream plus exposure to capital growth.

What actually drives rent

  1. Metro distance. Within 500 m of a station is the single strongest rent premium in the city.
  2. Furnishing and condition. Sofia tenants expect a furnished flat; an unfurnished let loses 10–15% of the rent and much of the tenant pool.
  3. Parking. Worth €40–80 a month on its own in the inner neighbourhoods.
  4. Heating type. Flats on district heating are cheaper to run and easier to let than electric-only ones.
  5. Building age. New blocks let faster in the outer estates; character stock rules the centre.

Where the numbers work best

Use our price index together with the per-neighbourhood pages: the combination to look for is a median below the city figure with a metro station under a kilometre away and at least two schools inside the boundary. Student-adjacent neighbourhoods do well on smaller units; family estates do better on two-bedroom flats.

Short lets

Short-term letting is regulated: the property needs municipal categorisation, the guest register must be kept, and the tax treatment differs from long letting. Gross yields can reach 7–9% in the centre, but occupancy, cleaning, management and the regulatory overhead absorb much of the difference — and Sofia is not a year-round tourist market.

Frequently asked questions

What rental yield can I expect in Sofia?

Long lets generally return 4–6% gross and roughly 3.2–4.5% net after voids, management, maintenance, building charges and the effective 9% income tax.

Which Sofia neighbourhoods have the best rental yields?

Mid-priced neighbourhoods with a metro station and a full set of local amenities — not the most expensive central ones, where prices have outrun rents.

Is rental income taxed in Bulgaria?

Yes: 10% tax on 90% of gross rent, an effective 9%. Non-residents are taxed on Bulgarian-source rental income and may also need to declare it in their country of residence.

Should I furnish a rental apartment in Sofia?

Yes. Sofia tenants expect furnished flats; letting unfurnished typically costs 10–15% of the rent and narrows the tenant pool considerably.

Are short lets worth it in Sofia?

They can gross 7–9% in the centre but need municipal categorisation, active management and cleaning, and Sofia lacks year-round tourist demand. Most owners end up ahead on a long let.

Written by the Apartment in Sofia editorial team and reviewed against the market sample of 16 September 2026. General information, not legal or tax advice — take advice on your own circumstances.

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